Next-Gen Education Financing

Education Loans for Higher Studies in India & Abroad
SaralVidya

Financing higher studies in India & abroad through a smooth, transparent, student-friendly process. Experience guided support, flexible repayment, and simplified documentation.

No Hidden Charges
Digital Process
Education Loan Illustration

TRUSTED BY STUDENTS HEADING TO TOP DESTINATIONS

🇮🇳 India· 🇺🇸 USA· 🇬🇧 UK· 🇨🇦 Canada· 🇦🇺 Australia· 🇩🇪 Germany· 🇮🇪 Ireland· 🇳🇿 New Zealand· 🇸🇬 Singapore· 🇫🇷 France· 🇮🇳 India· 🇺🇸 USA· 🇬🇧 UK· 🇨🇦 Canada· 🇦🇺 Australia· 🇩🇪 Germany· 🇮🇪 Ireland· 🇳🇿 New Zealand· 🇸🇬 Singapore· 🇫🇷 France·

Why Choose SaralVidya?

We make financing your education simple, transparent, and student-centric.

India & Abroad

Comprehensive loan solutions for domestic and international studies.

Secured & Unsecured

Flexible options with or without collateral based on your profile.

Competitive Rates

Best-in-market interest rates tailored to your academic profile.

Digital Process

Minimal paperwork, pre-admission sanction, and fast disbursals.

Loan Amount

Up to ₹1.5 Cr.

Unsecured (Higher with Collateral)

Interest Rate

9.5 %* p.a.

minimum (rates are lender based)

Repayment Tenure

Up to 15 Years

With flexible moratorium

Processing

Fast Track

Minimal paperwork decisions

Loan Types

Loans Designed for Your Study Plans

Tailored financing for studies in India and overseas.

Abroad Studies

Chase your global dreams with loans for international tuition, travel, and living costs.

  • Loans for USA, UK, Canada, Australia & more
  • Covers tuition, living, travel & other expenses
  • Secured & unsecured options available
  • Pre-visa disbursement available
  • Forex assistance & guidance included

Domestic Studies

Study at India's top universities with tailored loan solutions.

  • Loans for colleges & universities across India
  • Covers tuition, hostel & academic costs
  • Flexible repayment with moratorium period
  • Collateral-free options available
  • Special rates for merit students

100% Finance Coverage

We don't just cover tuition. We cover the cost of your ambition.

Tuition fees for College/University
Living & hostel expenses
Books, equipment & exam fees
Travel expenses for studies abroad
Laptop & other course-related costs
Stress-Free Repayment

Focus on Studies, Not EMI

Our repayment plans include a Moratorium Period so you can focus on education.

Study Period

No Principal Repayment

Grace Period (1 Year)

Job Hunt / Settlement

EMI Starts

Pay from your salary

Process

End-to-End Assistance

We hold your hand through every step.

01

Expert Checks

We review your academic & financial documents.

02

Application

We submit your application to the appropriate lender.

03

Lender Liaison

We handle all lender queries and follow-ups.

04

Disbursal

Tracking until the funds hit the account.

About SaralVidya

The definition of education financing has transformed significantly. It's no longer just about paying fees; it's about investing in potential.

SaralVidya is a digital education loan platform designed to bridge the gap between aspiration and reality. We are student-centric, transparent, and technology-driven.

As a one-stop destination for UG, PG, domestic, and international education loans, we simplify the complex lending landscape.

Our Vision

Equal access to education financing through technology and unwavering transparency.

Our Mission

Empower students via a digital-first platform with end-to-end guidance from application to repayment.

Eligibility

Who Can Apply?

Education loans available for a wide range of students and courses.

Indian Citizens

Any Indian citizen with confirmed admission to a recognized institution.

Recognized Courses

UG, PG, MBA, MBBS, Engineering, PhD, Diploma and vocational programs.

Age 18–35 Years

Applicants between 18 and 35 years. Co-applicant required for minors.

Basic Documentation

Admission letter, academic records, ID proof, and income documents.

Calculator

Estimate Your EMI

Plan your finances with our quick EMI calculator.

Your Estimated Monthly EMI

₹0

Testimonials

What Our Students Say

★★★★★

"SaralVidya made the loan process incredibly simple. Sanction in just 5 days without running around banks."

RP

Rahul P.

MBA Student · IIM Indore

★★★★★

"The team helped me understand documents for my MS in USA and guided me at every step."

AS

Anjali S.

MS in USA · Texas A&M

★★★★★

"Transparent process and very low interest rates compared to banks. Game changer."

VK

Vikram K.

B.Tech · IIT Delhi

★★★★★

"Entire application was digital. Great for a hassle-free experience."

SM

Sneha M.

MBBS · Manipal

★★★★★

"Unsecured loan options were a lifesaver for my masters in UK."

RD

Rohan D.

M.Sc · Leeds Univ

★★★★★

"Professional, fast, reliable. Moratorium gives peace of mind to focus on studies."

AJ

Arjun J.

B.Tech · BITS Pilani

FAQs

Common Questions

What is the maximum loan amount I can get?
Loan amounts depend on the course, institution, and country. Domestic: up to ₹50 Lakhs, International: up to ₹1.5 Crore or more.
Do I need collateral?
Not necessarily. Several lending partners offer collateral-free loans up to certain limits. For higher amounts, collateral may be required.
When do I start repaying?
Most loans come with a moratorium period. Repayment begins 6–12 months after course completion.
What documents are needed?
Admission letter, academic transcripts, KYC documents (Aadhaar, PAN), and co-applicant's income proof.
Does SaralVidya charge fees?
Our services are completely free for students.
How fast can I get approved?
As fast as 48 hours with complete documentation. Disbursement typically 3–10 working days.

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